The Binance Card is a debit card that lets you spend cryptocurrency. When you make a purchase at merchants that accept Visa or Mastercard, the system automatically converts your crypto into local currency for payment.
You need a Binance account to apply. Sign up for Binance to get started. We recommend downloading the Binance app to manage your Binance Card.
What Can the Binance Card Do
Online and offline spending: Use it at any merchant that accepts Visa/Mastercard, just like a regular bank card.
ATM withdrawals: Withdraw local currency cash at supported ATMs.
Auto-conversion: The system automatically deducts the equivalent value in crypto from your Binance account when you spend — no need to convert to fiat in advance.
How to Apply
Step 1: Search "Binance Card" in the Binance app or find the card service section.
Step 2: Check if your region supports applications. The Binance Card is primarily available in Europe and selected other regions — not all countries are supported.
Step 3: Complete KYC verification (if not already done).
Step 4: Fill out the application form and wait for approval.
Step 5: After approval, you can get a virtual card (immediate use) or request a physical card (requires shipping time).
Supported Cryptocurrencies
You can select multiple cryptocurrencies as payment sources in your Binance Card settings, including BTC, ETH, BNB, USDT, and more. You can set payment priority — for example, pay with BNB first, and automatically switch to USDT if BNB is insufficient.
Fees
Currency conversion during spending typically involves a small spread. Some regions may charge annual or monthly fees. ATM withdrawals may incur additional charges. Specific rates depend on the Binance Card terms in your region.
Cashback
The Binance Card offers BNB cashback at a certain percentage. A portion of your spending is returned to your account in BNB, similar to credit card cashback programs.
Security Features
The Binance Card supports real-time freeze and unfreeze in the app. If your card is lost or stolen, you can freeze it immediately to prevent unauthorized use. You can also set spending limits.
Important Notes
Be aware of tax implications. Spending crypto is considered selling crypto assets in some countries, potentially triggering capital gains tax. Understand local tax regulations before using the card.
Binance Card availability depends on your region. If your area doesn't support it yet, keep an eye on Binance announcements for future expansion.