Binance margin trading requires borrowing extra funds to amplify positions. Borrowing isn't complicated, but understanding interest rates and repayment rules is essential for cost control.
Register on Binance and enable margin trading. Download the Binance app to manage positions on the go.
How to Borrow Manually
Step one: Transfer funds from your spot account to your margin account via Transfer > Spot to Margin.
Step two: On the margin trading page, tap "Borrow."
Step three: Select the token and amount, then confirm.
Borrowed funds are immediately available for trading.
Auto Borrow/Repay
Enable "Auto Borrow/Repay" to have the system automatically borrow when you place orders.
Interest Rates
Binance margin interest is calculated hourly. Rates differ by token — stablecoins like USDT are usually cheaper, while smaller tokens cost more.
Rates adjust dynamically with supply and demand. Check real-time rates in the margin trading section.
How Interest Is Calculated
Interest = Amount borrowed x Hourly rate x Hours
Example: 1,000 USDT borrowed at 0.001% hourly for 48 hours = 1,000 x 0.00001 x 48 = 0.48 USDT. Partial hours are rounded up.
Maximum Borrowing Limit
Depends on your collateral and leverage multiplier. Cross margin usually supports 3-5x, isolated margin supports 3-10x.
Maximum borrow = Collateral x (Leverage - 1)
Important Notes
Interest accrues even without trading. Repay promptly when you don't need the funds. Rates are variable and can spike during volatile markets.