Trading

How to Repay Borrowed Funds on Binance Margin — Is There Auto-Repay?

Published on 2026-03-14 | 4 min

How to repay borrowed funds in Binance margin trading, including auto-repay options.

After borrowing on Binance margin, you need to repay when done. You can repay manually or set up auto-repay. Delayed repayment means ongoing interest charges.

Register on Binance for margin access. Download the Binance app to manage your margin account.

Manual Repayment

Go to Margin trading > Repay > select the token > enter amount (full or partial) > confirm. Interest is deducted first, then principal. For example, if you borrowed 1,000 USDT with 2 USDT interest, you need to repay 1,002 USDT to fully clear the debt.

Auto-Repay

With "Auto Borrow/Repay" enabled, closing a position automatically uses the proceeds to repay the loan. Interest is still deducted first.

Repayment Sources

Repayment draws from your margin account balance. If you don't have enough of the right token, you'll need to buy it or transfer it from your spot account.

Partial Repayment

You can repay a portion anytime. After partial repayment, interest only accrues on the remaining balance.

What If You Don't Repay

Interest keeps accumulating. When debt grows large enough to push your margin ratio below the maintenance level, forced liquidation kicks in. So there's no "not repaying" — either you repay voluntarily or the system liquidates to repay on your behalf.

Confirming Repayment

Check your borrowing history in the margin account. If the outstanding amount shows zero, you're fully repaid.

Best Practice

Make timely repayment a habit. Even small-looking hourly rates add up significantly over time.