For Chinese users, the simplest way to buy crypto with RMB is Binance's C2C trading. It's like buying on Taobao — you pay the seller in RMB, they send crypto to your account.
Register on Binance and complete KYC. Download the Binance app for the easiest experience.
What Is C2C?
Customer-to-Customer trading with Binance as escrow. You pay, Binance holds the crypto until the seller confirms payment, then releases to you.
Steps
Open app > C2C or "Buy Crypto" > select USDT (recommended for beginners) > enter RMB amount > browse seller list (price, limits, payment methods) > choose a well-rated seller > tap "Buy" > pay according to displayed info > tap "Paid" > seller confirms and releases USDT. Usually 5-15 minutes.
Seller Selection Tips
Choose "Verified Merchant" sellers. Look for completion rates above 95% and high volume. Avoid suspiciously low prices.
Payment Notes
Use your own payment account (not someone else's). Don't mention crypto in payment notes. Always tap "Paid" in the app after paying.
After Buying USDT
USDT arrives in your Funding Account. Transfer to Spot Account (free, instant) to trade for BTC or other tokens.