Deposits

How to Convert Binance Crypto to RMB in Your Bank Account

Published on 2026-03-05 | 2 min

Step-by-step guide to cashing out crypto from Binance to RMB in your bank account.

Two steps: convert to USDT, then sell via C2C for RMB.

Register on Binance and download the Binance app.

Step 1: Sell to USDT

On the spot market, sell your token for USDT (e.g., BTC/USDT > Sell). Use the "Convert" feature for quick one-step conversion.

Step 2: Transfer to Funding Account

USDT in spot > Transfer to Funding account (free, instant).

Step 3: C2C Sell

C2C > Sell tab > USDT > choose a reputable buyer > enter amount > buyer's payment info appears > buyer pays you (Alipay/WeChat/bank card) > confirm receipt > release USDT. Done in ~15 minutes.

Buyer Selection

Choose verified merchants with high completion rates and volume. Don't chase the highest price at the expense of reliability.

Critical Rule

Always confirm the money actually arrived in your bank/Alipay/WeChat before releasing USDT. Don't trust screenshots alone — check your own account balance.